Terms and Conditions of Use of The Risk Channel

1. Terms and Conditions

By agreeing to these terms your use of the website will be governed as set out below. Please note that various terms used below are specifically defined in clause 14.

2. Exclusions and limitations

Although we will endeavour to exercise reasonable care in managing The Risk Channel we draw the following to your attention:

2.1 We do not represent or warrant that use of The Risk Channel, or any part of it will be uninterrupted or fault free.

2.2 To the extent permitted by law, we exclude all liability (whether arising in contract, tort or otherwise and whether or not due to our negligence) which we or any of our employees or agents may otherwise have to you as a result of:

2.2.1 any technical, factual, textual or typographical inaccuracies, errors or omissions on or relating to The Risk Channel or any information including but not limited to the interviews on The Risk Channel and the views and opinions expressed in those interviews;

2.2.2 the unavailability of The Risk Channel (or any part of it),

2.3.4 any misrepresentation on or relating to The Risk Channel.

2.4.5 any inaccuracy or misrepresentation or inauthenticity in any of the programmes on The Risk Channel.

2.3 You agree that we will have no liability for direct or indirect or consequential losses, loss of data, income or profits or damages for loss of or damage to property.

2.4 You agree that each of these limitations is reasonable having regard to the nature of The Risk Channel.

2.5 None of the exclusions or limitations in this clause shall exclude or restrict our liability for death or personal injury if caused by our negligence.

2.6 None of the above exclusions shall affect any statutory rights which are not capable of being excluded.

2.7 Each of the above exclusions or limitations shall be construed as a separate, and severable, provision of these terms and conditions.

3. Links to other sites

We reserve the right to use links, including hypertext links, that will take browsers outside of The Risk Channel website. Links will be provided to further the purpose of The Risk Channel but the inclusion of any link does not imply endorsement or approval by us of the linked website, its operator or its content. We are not responsible for the content of any website outside The Risk Channel website.

4. No exploitation of The Risk Channel by you

You agree that you will use the interviews and information on The Risk Channel only for your education and professional development and that you must not exploit The Risk Channel or any of its contents for any commercial purpose. You must not copy (by any means), publish, modify, or distribute, either in whole or part, anything, including but not limited to the interviews, on The Risk Channel website. You must not extract any still photographs or images from any of the moving images published on The Risk Channel. You must not copy (by any means) publish, modify or distribute any bulletin newsletter or update whether sent to you by email or otherwise sent to you as part of any subscription services supplied by us.

5. Variations

We reserve the right at any time without notice to revise the content of The Risk Channel or to publish it in a different format including a non-electronic format. We reserve the right at any time without notice to revise, modify or replace these terms and conditions. Any changes to these terms and conditions will be posted on The Risk Channel site and by continuing to use The Risk Channel following any such change you will signify that you agree to be bound by the revised terms and conditions of use.

6. Credit card security and registration

We give no warranty as to the risk of any person from gaining unauthorised access to your credit card or details in connection with the use of The Risk Channel or any information contained on The Risk Channel.

7. The use of your information

You agree that we may collect, store, and use information about you in accordance with the Privacy Policy published elsewhere on The Risk Channel website.

8. Copyright

All rights of the design, text, graphics and other material connected with The Risk Channel and the selection or arrangement thereof are the copyright of us or our agents. Any use other than a use authorised by these terms and conditions of materials on The Risk Channel (including copying by any means, alteration, modification, distribution, or replication or publication) without our prior written permission is strictly prohibited.

9. Trade marks

All trade marks, product names and company names or logos used by The Risk Channel are our property or that of their respective owners. No permission is given by us in respect of the use of any such trade marks, get-up, product names, company names, logos or titles and such use may constitute an infringement of the holder's rights.

10. Access

We reserve the right in our sole discretion to deny users access to The Risk Channel or any part of The Risk Channel website without notice and to decline to provide the service to any user that is in breach of these terms and conditions of use.

11. Events beyond my control

We will not be liable to you for any breach of these terms and conditions of use or any failure to provide or delay in providing services through The Risk Channel from any event or circumstance beyond my reasonable control including, without limitation, strikes, lock-outs and other industrial disputes, breakdown of systems or network access, fire, explosion or accident.

12. Applicable law and jurisdiction

These terms and conditions (and any dispute, controversy, proceedings or claim of whatever nature arising out of or in any way relating to them or their formation) shall be governed by and interpreted in accordance with English law and, for these purposes. You irrevocably submit to the exclusive jurisdiction of English courts.

13. Severability

The enforceability or otherwise of any provisions of these terms and conditions shall not affect the enforceability of the rest of these terms and conditions.

14. Definitions

In these terms and conditions:

14.1 'The Risk Channel' means our presence on the Internet on which is published under domain name www.theriskchannel.com or such other domain names as we may use from time to time.

14.2 'us', 'we' and 'ours ' means IMC Knowledge Limited and, where applicable, our employees and authorised agents;

15. Reminder

IMC Knowledge Limited are the owners of the copyright and all other intellectual property rights in the interviews, articles and images published on The Risk Channel.

IMC Knowledge Limited July 2007